Committed to a Higher Standard
Wendy Howell, Your Acadiana Real Estate Source 



Wendy Howell, Your Lafayette Real Estate Source


 

 

This is one of several real estate websites that I use to market my Lafayette, LA real estate listings.

As a real estate agent with PAR Realty in Lafayette, I recognize the importance of providing my sellers with the additional exposure that comes with placing my listings on a National Listing Service such as this site. From here, my listings are syndicated to major real estate portals.

My website, WendyHowell.com shows off my listings in an especially attractive setting, provides information about the communities such as Youngsville, Broussardand of course, Lafayette

 

By visiting WendyHowell.com, you will discover that I take great pride in Acadiana and derive much pleasure in introducing newcomers to our rich culture and attractive real estate market.

From click to close, I make buying and selling real estate a breeze!

Sincerely,

Wendy Howell
CRS, GRI, E-PRO
PAR REALTY  at River Ranch


 


Calculators


As a Lafayette, LA based REALTOR, I can help you find out what you can afford! My mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  


Acadiana Home Search


Search Acadiana Homes. No Obligation. No registration. This map will help you to identify your locational needs.

 

 


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